Welcome back for another dividend portfolio update!
Since our last update we have continued to execute on our plan of making regularly scheduled contributions. The markets continue to hit all time highs so it’s been slim pickings for individual stocks. However, there are some opportunities out there. With the current environment we have mostly stuck to adding shares to our ETF positions in SCHD, JEPI and JEPQ.
We do have a couple of positions that haven’t participated in the run up. Normally this is where we would direct our available funds. However, most of these positions are also the same ones we have identified and put on the chopping block. This is because they no long fit our investment strategy. The fact that they are having bad year is just an annoying inconvenience for the time being.
Our rule is that if they are not increasing their dividend, or have cut their dividend, we no longer want to have the company in our portfolio. We should have eliminated these problems long ago. But, we made a mistake and held on hoping for a turnaround. In reality that only means we held on to them for far too long and for the wrong reason. Now we are stuck looking for an exit point while living with a lower dividend. This is not where we want to be!
This is obviously a failure on our part and something we need to improve on. When circumstances dictate we need to be more assertive in closing out positions that no longer meet our criteria. The only good thing to come out of this is that it could be beneficial to our taxes. Until then here is where our portfolio currently stands.
Our Dividend Portfolio As Of 9/30/2025:
SymbolCompanyShares HeldChange From Last UpdateABBVABBVIE INC15.24950.1208ABRARBOR RLTY TR INC REIT41.20171.0183BKHBLACK HILLS CORP7.84510.0877DOWDOW INC11.35000.1560EPDENTERPRISE PRODS PART LP9.11940.1531FRTFEDERAL RLTY INVT TR NEWREIT6.9542–GISGENERAL MILLS INC6.75051.0000IBMIBM CORP3.5650.0230IRMIRON MTN INC NEW REIT14.1935–JEPIJPMORGAN EQUITY PREMIUM INCOME ETF20.69130.1338JEPQJ P MORGAN NASDAQ EQT PRM INC ETF42.50551.3290JNJJOHNSON & JOHNSON6.77480.0494KDPKEURIG DR PEPPER INC10.08984.0000KHCKRAFT HEINZ CO6.06170.0917KMBKIMBERLY CLARK CORP2.3093–KOTHE COCA-COLA CO2.2705–MAINMAIN STR CAP CORP13.38160.1012MOALTRIA GROUP INC16.6057–OREALTY INCOME CORP REIT17.03640.1533QYLDGLOBAL X FUND GLB X NSDQ100 CVD ETF43.28340.8569SCHDSCHWAB US DIVIDEND EQUITY ETF112.88682.0761SOSOUTHERN CO2.35480.0190TAT&T INC18.8844–VICIVICI PPTYS INC REIT12.0486–VTRSVIATRIS INC30.27270.3615VZVERIZON COMMUNICATIONS I3.4651–XOMEXXON MOBIL CORP5.7840.0506
As we said there are some opportunities. The individual stock position we have been adding to the most is KDP. The company announced that they are acquiring Peet’s Coffee. Once that acquisition closes they intend to spin off the entire coffee division to a separate company.
In light of that huge announcement the stock fell. We still love the company so we started buying on the dip. Once more details emerge about the spin off we will decide what direction we want to go with the new company. It would be great if the new company had a dividend also!
We also added a share of GIS as the stock has been under some pressure. We would love to add more if the price happens to fall below $50 again. That seems to be a great place to buy and add shares for the long run.
In September 2025 we received $111.40 in dividends all of which was reinvested. This represents a year over year increase of $19.84 or 21.67% compared to September 2024.
StockSeptember 2024September 2025YOY Growth %BKH$4.83$5.248.49%DOW$7.29$3.92-46.23%IBM$5.75$5.953.48%JEPI (m)$6.45$7.5717.36%JEPQ (m)$0.00$18.201820.00%JNJ$8.08$8.748.17%K$1.27–-100.00%KHC$2.27$2.395.29%MAIN (m)$6.91$7.417.24%MMM$7.06–-100.00%O (m)$3.96$4.5615.15%QYLD (m)$6.82$7.307.04%SCHD$21.09$29.1238.07%SO$1.63$1.736.13%VTRS$2.89$3.5924.22%XOM$5.26$5.687.98%TOTAL$91.56$111.4021.67%YOY Dividend Growth
Looking at the table above we can see that DOW is a real problem. They cut their dividend and the stock is big in the tank. This is a position we are looking to exit when the time is right. Lower interest rates, a strong economy and some tariff clarity should help this type of company. That in turn should help the stock rebound. But the dividend cut is a killer so it needs to go.
Additionally, the numbers were impacted by closing out our positions in K and MMM last year. That loss was offset by the addition of JEPQ. Aside from DOW we are very pleased with the year over year increase.
The markets continued to rock in what is normally considered one of the worst months of the year. This run pushed us past the $23k mark and a month over month increase of 3.82%.
MonthPortfolio ValueMOM % ChangeAugust 2025$22,496.963.82%September 2025$23,357.18
On a year over year basis for the month of September our portfolio increased 14.34% which is a nice return.
MonthPortfolio ValueYOY % ChangeSeptember 2024$20,427.4814.34%September 2025$23,357.18
After all of this action our divided portfolio will now provide projected annual dividend income (PADI) of $1,226.64. That equates to an average of $102.22 per month which is an increase of 23.19% from month ending September 2024. On a month over month basis this is an increase of $20.69 or 1.72% from August 2025. Not too Shabby!
By the time this blog is posted we will have already surpassed our total dividends received in all of 2024. That amount was $911.94. This means we will officially break $1k in dividends received in this portfolio for the first time in 2025.
While it’s exciting to surpass the $1k mark we are not done for the year. Every dividend received from the second week of October until the end of the year is icing on the cake. The only thing better than winning is winning big. So our challenge is to finish the year as strong as possible.
Things are definitely looking up and trending in the right direction. Since we have now hit our stated goals we should take a look and set some new ones. A goal of hitting $1,500 in PADI by the end of 2026 is very doable. But, it might be too doable depending on where we finish the year. If so we need to set our sights higher.
Until then, it’s time to run up the score for 2025. I’m excited to see how high we can get this year’s dividend total. $1,250 would be a nice solid number if you ask me! That would take quite a bit of work, but there is no harm in trying.
That’s a wrap for this dividend portfolio update. Thank you as always for reading our blog. It’s nice getting back to doing somewhat regular updates. It’s probably going to happen every month as we did before. Owning a little land can be a lot of work and that’s our biggest priority now.
We will do our best to give more regular updates on both our dividend portfolio and our overall financial portfolio.
Happy Trails!
Joe
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